Loan Details
Taxes & Fees
Note: Results are estimates. Tax rules and fees vary by state, lender, and dealership.
Results
Base Price
$0
Estimated Sales Tax
$0
Fees & Add-ons
$0
Amount Financed
$0
Estimated Monthly Payment
$0
Total Interest
$0
Total Paid
$0
Quick tip:
Rolling fees into the loan can increase total interest over time. Compare “roll into loan” vs “pay upfront” to see the difference.
How This Auto Loan Calculator With Taxes Works
This calculator estimates your monthly payment by adding taxes and common fees to your vehicle purchase. Your final financed amount may include sales tax, dealer fees, registration/title fees, and optional add-ons.
Use the “Tax applies to” setting to model how sales tax is calculated in different locations (some states tax the vehicle price, others allow trade-in credits, and some tax the financed amount).
FAQ
Do taxes and fees increase my monthly payment?
Yes—if you finance taxes and fees, your loan amount increases, which can raise your monthly payment and total interest.
Is it better to roll fees into the loan?
Rolling fees into the loan reduces upfront cash needed, but increases the amount you pay interest on. Paying fees upfront can reduce total interest.
Does trade-in reduce taxes?
In some states, trade-in value reduces the taxable amount. Use “Price - Trade-in” to model that scenario.
What fees should I include?
Common fees include documentation fees, registration/title, and dealer add-ons. Enter whatever applies to your deal.
Also try: Car Loan Calculator · Refinance Calculator